STEPHEN NINGGANG YAO
CPA, CFP, CLU, ChFC, CTRS
10333 Harwin Dr., Ste 365, Houston, TX 77036
Tel: 713-777-3332, Fax: 731-777-3931        Toll Free: 800-616-3364
MISSION
Create and protect wealth for professionals and business owners.
Client profile: Net Wealth > 1 million, Portfolio size > 1/2 million
SERVICES
Taxation: Individual, Business, Non-profit Organization, Trust, Gift and
     Estate Taxes.
Financial Services:  Retirement Saving, Education Funding,  Estate Taxes
Planning and Insurance Planing
SUMMARY OF QUALIFICATIONS
Certified Public Accountant (CPA) - Licensed since 1996.
Certified Financial Planner (CFP) - Licensed since 2001.
Charted Life Underwriter (CLU) - Charted since 2003.
Charted Financial Consultant (ChFC)  - Charted since 2005.
EDUCATION
MA, University of Wyoming, Laramie, Wyoming, 1991
BS, Nanjing University, Nanjing, China, 1984
EXPERIENCE
More than 20 years in tax consulting services.
More than 15 years in insurances and financial services.
More than 5 years natural resources exploration in Tibet and other remote areas.
INTERESTS AND ACTIVITIES
Yellow River Chorus, Baritone.
Certified Tax Resolution Specialist (CTRS)  - Charted since 2009.